Invoices, GST returns and vendor payments. One set of books.
Aczen is the unified financial OS for SMEs, CAs and startups in India. Automate your invoicing, streamline GST compliance, and manage financial workflows in one platform.
- No setup fees
- 45-day free trial
- Cancel anytime
Trusted by 10,000+ SMBs
GSTR-1 is due on the 11th and GSTR-3B on the 20th of every month.
Dates shown for monthly filers. Quarterly (QRMP) filers file GSTR-3B on the 22nd or 24th after each quarter.
Trusted partners
We've partnered with India's leading financial institutions to provide you with the best banking services tailored for SMEs.
Also partnered with RBIH, Cashfree Payments, Razorpay, DigiLocker, Mistral AI and TrustCloud.
See how Aczen works
Watch how Aczen is transforming banking for Indian SMEs.
How a GST month closes in Aczen
Invoicing, GST filing, reconciliation and vendor payments, in the order the GST calendar asks for them.
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All month
Smart GST invoicing
Create GST-compliant invoices with automated reminders and tracking, mapped back to customers, ledgers and payments.
Sample data Invoice Customer Amount Status INV-2026-0421 Acme Corp ₹2,84,000 Open INV-2026-0418 Sample customer ₹48,650 Paid INV-2026-0409 Sample customer ₹1,12,300 Reminder sent -
11th
File GSTR-1
Automated GSTR-1, GSTR-3B and GSTR-9 filing.
Sample data Return Period Due GSTR-1 Monthly 11th of next month GSTR-3B Monthly 20th of next month GSTR-9 Yearly 31 December -
14th
GSTR-2B reconciliation
Reconcile GSTR-2B once it's published on the 14th. Smart reconciliation is included on the Scale plan.
Sample data Result Share Reconciled 98% To review 2% -
20th
File GSTR-3B and schedule payments
Schedule vendor payments and payroll in advance via NEFT, RTGS and IMPS, with maker-checker approvals built in.
Sample data Batch Items Total Status Vendor batch 1,240 ₹2.4 Cr Awaiting checker
Work out the GST on a sale
Within your state, GST splits equally into CGST and SGST. To another state, it's charged as IGST. Rates follow the GST slabs in force since 22 September 2025.
- Taxable value
- CGST 9%
- SGST 9%
- IGST 18%
- Invoice total
Built for SMEs, CAs and startups
For running the business
- Cash flow insights: real-time analytics and forecasting across inflow and outflow
- GST-compliant invoices with automated reminders and tracking
- AI OCR to capture bills and expenses
- Scheduled vendor payments and payroll via NEFT, RTGS and IMPS
For CAs and finance teams
- Automated GSTR-1, GSTR-3B and GSTR-9 filing, with GSTR-2B reconciliation
- TDS and TCS on paid plans; ITR on Growth and Scale
- Smart Regulation Library: chapter-wise regulations, master circulars and real-time amendment updates
- Audit-ready reports, compliance decks and MIS presentations generated in seconds
Agentic AI mode
Autonomous, prompt-driven execution that runs your finance workflows end to end, while you stay in control. AI OCR is on every plan; AI journal suggestions start on Starter and AI CFO on Growth.
Reconcile September invoices
Fetched 412 invoices
Matched 398 payments
Flagging 14 mismatches…
Example prompt
Security you can trust
Your data is encrypted in transit and at rest, and every transaction is monitored.
Security at Aczen- 256-bit AES encryption
- Multi-factor authentication, with data encrypted in transit and at rest.
- SOC 2 Type II controls
- GDPR-ready data handling and continuous compliance monitoring.
- Fraud monitoring
- Real-time fraud monitoring, 24/7 anomaly detection and a 99.9% uptime SLA.
- Maker-checker approvals
- Maker, checker and approver steps before a payment goes out.
Aczen changed the way we close our books. What used to take a week now wraps up in a single afternoon — invoicing, GST, reconciliations, all in one flow.
Frequently asked questions
What documents do I need to open a business account?
To open a business account with Aczen, you'll need your GST registration certificate, PAN card, Aadhaar card, address proof of your business, and proof of business incorporation (such as partnership deed, registration certificate, or memorandum of association).
Are there any minimum balance requirements?
No, Aczen accounts do not have minimum balance requirements. We believe in helping businesses grow without unnecessary restrictions.
How secure is your platform?
We employ high-level security measures including 256-bit encryption, multi-factor authentication, and continuous monitoring for suspicious activities. Your data and money are protected by the same security standards used by leading financial institutions.
Can I integrate Aczen with my accounting software?
Yes, Aczen seamlessly integrates with popular accounting software like Tally, Zoho Books, and QuickBooks. This allows for automatic reconciliation and real-time financial insights.
What kind of customer support do you offer?
We provide 24/7 customer support through multiple channels including phone, email, and chat. Additionally, all business accounts are assigned a dedicated relationship manager to assist with specific needs. Email support@aczen.in or call +91 99087 54657.